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Stage 4 of 7 · Compare insurers and policies before proceeding
Transparent comparison
Help your customer choose with confidence.
Compare Manulife with other insurers in the Cambodian market, or weigh different Manulife policies side by side. Recommend what truly fits — not just what's available.
Market share
#1
Claims paid
97.4%
Cashless hospitals
120+
Compare with
Pick up to 4 competitors · Manulife always shown
Your offering
MF
Manulife Cambodia
Market leader · Bancassurance partner
Since
2012
Share
32%
Claims
97.4%
Rating
4.8
PR
Prudential Cambodia
Strong CI portfolio
Since
2013
Share
24%
Claims
95.1%
Rating
4.5
AIA
AIA Cambodia
Digital-first products
Since
2017
Share
14%
Claims
93.8%
Rating
4.3
Product & service matrix
| Feature | MFManulife | PRPrudential | AIAAIA |
|---|---|---|---|
| Loan Protection (Credit Life) | |||
| Maximum coverage | $20,000 | $15,000 | $15,000 |
| Base premium (per $10k) | $18 /mo | $22 /mo | $24 /mo |
| Total & Permanent Disability | |||
| Terminal illness payout | |||
| STP eligibility | |||
| Savings + Protection | |||
| Maturity value | 4× sum assured | 3.5× sum assured | 3× sum assured |
| Base premium | $35 /mo | $38 /mo | $40 /mo |
| Guaranteed bonus | |||
| Partial withdrawal | |||
| Tax benefit | |||
| Critical Illness & Health | |||
| CI conditions covered | 14 | 16 | 12 |
| Hospital cash benefit | |||
| Daily hospital allowance | $30 | $25 | $35 |
| Surgical benefit | |||
| Maternity rider | |||
| Service & Claims | |||
| Avg claim settlement time | 5 days | 7 days | 8 days |
| Cashless network hospitals | 120+ | 95 | 80 |
| 24/7 customer support | |||
| Mobile app | |||
| Bancassurance with Sathapana | |||
Why Manulife stands out for Sathapana customers
- Only insurer with exclusive Sathapana bancassurance partnership
- Highest claims settlement ratio in Cambodia (97.4%)
- Fastest average claim settlement — 5 days
- STP eligible — instant approval for clean profiles
- Largest cashless hospital network in the country
- Premium can be auto-debited from Sathapana account
Recommendation: Manulife Group Credit Life
Best alignment with customer's profile, loan structure and budget.